Additional Coverages
Equipment Breakdown
This includes coverage for your home security systems, electrical systems, personal computers, home electronics and appliances, heating and cooling systems, swimming pool equipment, water heaters, well pumps, garden tractors, and more.
Flood
Southern Fidelity is a Write Your Own (WYO) flood coverage provider that allows our customers the opportunity to protect
their homes from one of the most common and costly of natural disasters. Since Homeowners and Renters Dwelling policies do
not typically cover flood damage, it is important for insureds to speak with their agent about purchasing this coverage even
if their property is not located in a high-risk flood zone. In fact, over 20% of flood claims are for properties located outside
of high-risk zones.
Flood insurance covers direct physical loss caused by a flood or an excess of water on land that is normally dry. The two
types of Flood Insurance coverage available are Building Property (up to $250,000) and Personal Property (up to $100,000).
Identity Theft
Southern Fidelity understands the need to protect your identity and guard against the consequences that could occur if you
become a victim of Identity Theft. That is why Southern Fidelity offers our customers a “fully managed”
identity theft resolution service
in order to recover their identity quickly and with as little disruption as possible.
Southern Fidelity has your back for all nine (9) types of Identity Theft including:
- Financial
- Medical
- Child
- Social Security
- Driver's License
- Criminal
- Employment
- Insurance
- Synthetic
Mississippi Homeowner Endorsement Packages
Southern Fidelity Insurance Company dedicates itself to providing you peace of mind when it comes to protecting one of your most cherished assets – home. Our Homeowners Policy safeguards your home’s structure and your personal belongings. In Mississippi, Southern Fidelity offers bundle coverage endorsements for your home. The Silver and Gold Packages give you the opportunity to choose complete protection at a cost you can afford.